Allstate covers unintentional pet stains from a single incident. However, accidental pet damage caused by “jaws or claws” or accumulated stains is not covered. For instance, if a puppy has an accident on your couch, Allstate will cover that stain. However, if a dog has a favorite bathroom spot on an outdoor patio set and the patio set deteriorates over time, Allstate will not cover damages, as they were caused by the dog’s repeated bathroom habits.
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