Accidental stains from a single incident are covered but recurring pet damage is not. Where do things like pet urine fall?

Allstate covers unintentional pet stains from a single incident.  However, accidental pet damage caused by “jaws or claws” or accumulated stains is not covered.  For instance, if a puppy has an accident on your couch, Allstate will cover that stain.  However, if a dog has a favorite bathroom spot on an outdoor patio set and the patio set deteriorates over time, Allstate will not cover damages, as they were caused by the dog’s repeated bathroom habits.

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