I bought a Allstate Protection Plan with a certain term length/years of coverage, but my plan concluded early since I reached my limit of liability. What does that mean?

Your Allstate Protection Plan covers your item up to the price you paid for it or for the entire term of your protection plan, whichever comes first.  Each time you file a claim, Allstate pulls funds from the value of the item; if you’ve made multiple claims and the total cost of service equals or exceeds the item’s purchase price, or if you’ve received full reimbursement for your item, you’ve reached the item’s limit of liability, and our plan will conclude, even if it is before the plan reaches its full term.  Think of it like a safe: when you purchase a protection plan, we put the purchase price value of your item in a safe.  Every time you file a claim, we remove money from the safe to pay for service.  We will keep doing this until the safe is empty.  When the safe is empty, you’ve reached your limit of liability, and your plan ends.

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